♪♫ Lost in the Fire - The Weeknd
I intended to blog much sooner than this, but everything in my life kinda just went to hell. I was evicted from where I'm living. Not because of anything I did. I'll explain; I was renting a room from my cousin along with two other relatives. My cousin got into an argument with one of the relatives and decided she wants us all to leave. Its been a lot of drama and stress. Myself and the other two relatives decided to buy a house together. Where I live, the rent is really high (costs the same for an apartment monthly that it does for a house), and its also hard to find both rentals and houses. Due to that fact, we decided that going for a house is better because at least that way we will own it and get our money back at some point. We also each had signifcant money in our savings and good credit on top of that.
So we applied for a mortgage, and we got approved for $395k! This was exciting, because its usually enough to buy a duplex or small house, but... sadly the market got really crazy. We bid on about seven homes and lost each one. The last one we actually were the highest bid, but the person they chose had cash and so they got chosen over us. It was super frustrating. Just three or four months ago, there were still many homes going for around $350k. Our real estate agent says she isn't sure why, but the market just exploded right before we began searching for a house, which is super bad luck. It was so frustrating and discouraging.
But good news! We got a house! We purchased a brand new mini home just outside of the city. Its in the country, but my drive to work is actually only ten minutes longer because I already lived on the outskirt of the city. The home itself isn't actually ready because its still in the factory, but it will be delivered mid May and then it will be hooked up to power/septic/whatever else by the end of May and we can move in! Although we haven't seen the house in person, we did go inside of a show home and it was amazing! They are built much wider now and using the same materials that regular houses are built with. For example, the house has regular drywall instead of the vinyl panels that a lot of mini/mobile homes are usually made with. The kitchen is bigger than all the regular houses we had bid on too!
Our monthly payments including mortgage, utilities, property tax, and internet is the exact same price that most three bedroom apartments are listed for in my city (and thats utilities NOT included)! We are saving money, and since mini homes are built much better now, they should retain their value, meaning we will get our money back when we sell. Maybe even more if the market is hot whenever we sell it! We haven't fully calculated how much each of us is paying because we need to see our bills first, but I estimate that I'll be paying around $650 monthly. As a student, that is pretty affordable compared to what my other options would be. If I went off on my own, I'd have to put my stuff in storage (costing $150 monthly), and rent a room in student housing (which costs $600-$1000).
Until then, however, my life will be stressful. My cousin wants us out of here by the 1st of April, so I'm going to move with my dad at the end of the week. He lives in a bachelor apartment, so its not ideal. But he got an extra mattress for him to sleep on and says I can sleep on his bed. The nice thing is that its close to my work (a five minute walk away), but I won't have privacy or feel really at home for two months. My only comfort is knowing that by the summertime, I'll be in my own home out in the country and I can have iced drinks on my deck as I listen to music with the sun shining down on me. Sounds so perfect!
I also have plans for my bedroom! This will be no surprise, but I'm going to have a '60s/'70s aesthetic. I have a list of items I'm going to buy and I have the savings all ready to make the purchases when the time comes. Here is what I'm getting...
Top row (left to right): platform bed frame, dresser (that I'll use for my TV as well), & desk for school/writing.
Bottom row (left to right): vintage gold metal record stand, yellow computer chair, & the shade of orange I'm painting my walls.
I have more things I want to buy, but will get those items over time. These are what I want to start with. In addition to those purchases, here is some of what I already have to add to the '60s/'70s aesthetic...
Top row (left to right): floral vintage bedding (this is just a portion of my collection), vintage bedsheet that my mom is going to turn into curtains for my room, & a granny square blanket.
Bottom row (left to right): vintage moon staircase shelf, my record player, & vintage mushroom magazine rack.
I have lots more, but these are the main big items for my room. My collecion of vintage kitchenware will be placed inside a china cabinet in the dining room.
I'm so excited to have a bedroom that feels like home. I haven't had that in a long time. Where I'm living now with my cousin, I was just sleeping on a couch in the basement. Most of my stuff has been in storage and I miss it!
In addition to that, my school semester is almost over... which means its a super stressful time. I have a lot of assignments and projects due soon. Plus exams in a few weeks. I don't even get the summer off, because I signed up for summer classes to speed up my degree. However, I have two weeks at the end of August before the fall semester starts, so I'm going to visit New Brunswick during that time. I can't wait! I'm going to see my best friend and get drunk like I did when I was a teenager, haha. It'll be well deserved after these few months of hell.
I hope everyone is doing well!
I intended to blog much sooner than this, but everything in my life kinda just went to hell. I was evicted from where I'm living. Not because of anything I did. I'll explain; I was renting a room from my cousin along with two other relatives. My cousin got into an argument with one of the relatives and decided she wants us all to leave. Its been a lot of drama and stress. Myself and the other two relatives decided to buy a house together. Where I live, the rent is really high (costs the same for an apartment monthly that it does for a house), and its also hard to find both rentals and houses. Due to that fact, we decided that going for a house is better because at least that way we will own it and get our money back at some point. We also each had signifcant money in our savings and good credit on top of that.
So we applied for a mortgage, and we got approved for $395k! This was exciting, because its usually enough to buy a duplex or small house, but... sadly the market got really crazy. We bid on about seven homes and lost each one. The last one we actually were the highest bid, but the person they chose had cash and so they got chosen over us. It was super frustrating. Just three or four months ago, there were still many homes going for around $350k. Our real estate agent says she isn't sure why, but the market just exploded right before we began searching for a house, which is super bad luck. It was so frustrating and discouraging.
But good news! We got a house! We purchased a brand new mini home just outside of the city. Its in the country, but my drive to work is actually only ten minutes longer because I already lived on the outskirt of the city. The home itself isn't actually ready because its still in the factory, but it will be delivered mid May and then it will be hooked up to power/septic/whatever else by the end of May and we can move in! Although we haven't seen the house in person, we did go inside of a show home and it was amazing! They are built much wider now and using the same materials that regular houses are built with. For example, the house has regular drywall instead of the vinyl panels that a lot of mini/mobile homes are usually made with. The kitchen is bigger than all the regular houses we had bid on too!
Our monthly payments including mortgage, utilities, property tax, and internet is the exact same price that most three bedroom apartments are listed for in my city (and thats utilities NOT included)! We are saving money, and since mini homes are built much better now, they should retain their value, meaning we will get our money back when we sell. Maybe even more if the market is hot whenever we sell it! We haven't fully calculated how much each of us is paying because we need to see our bills first, but I estimate that I'll be paying around $650 monthly. As a student, that is pretty affordable compared to what my other options would be. If I went off on my own, I'd have to put my stuff in storage (costing $150 monthly), and rent a room in student housing (which costs $600-$1000).
Until then, however, my life will be stressful. My cousin wants us out of here by the 1st of April, so I'm going to move with my dad at the end of the week. He lives in a bachelor apartment, so its not ideal. But he got an extra mattress for him to sleep on and says I can sleep on his bed. The nice thing is that its close to my work (a five minute walk away), but I won't have privacy or feel really at home for two months. My only comfort is knowing that by the summertime, I'll be in my own home out in the country and I can have iced drinks on my deck as I listen to music with the sun shining down on me. Sounds so perfect!
I also have plans for my bedroom! This will be no surprise, but I'm going to have a '60s/'70s aesthetic. I have a list of items I'm going to buy and I have the savings all ready to make the purchases when the time comes. Here is what I'm getting...
Bottom row (left to right): vintage gold metal record stand, yellow computer chair, & the shade of orange I'm painting my walls.
I have more things I want to buy, but will get those items over time. These are what I want to start with. In addition to those purchases, here is some of what I already have to add to the '60s/'70s aesthetic...
Bottom row (left to right): vintage moon staircase shelf, my record player, & vintage mushroom magazine rack.
I have lots more, but these are the main big items for my room. My collecion of vintage kitchenware will be placed inside a china cabinet in the dining room.
I'm so excited to have a bedroom that feels like home. I haven't had that in a long time. Where I'm living now with my cousin, I was just sleeping on a couch in the basement. Most of my stuff has been in storage and I miss it!
In addition to that, my school semester is almost over... which means its a super stressful time. I have a lot of assignments and projects due soon. Plus exams in a few weeks. I don't even get the summer off, because I signed up for summer classes to speed up my degree. However, I have two weeks at the end of August before the fall semester starts, so I'm going to visit New Brunswick during that time. I can't wait! I'm going to see my best friend and get drunk like I did when I was a teenager, haha. It'll be well deserved after these few months of hell.
I hope everyone is doing well!
Your cousin sounds like they massively overacted, and at least at the end of the day they won't be drama or stress for you. I am big into anti-drama, hate being in it, hate when people try to drag me into it. That seems to be the thing in the US, a lot of people want to own homes, but bc it is the US they have to be approved, and the banks are like no, so they have to rent for more. I'm glad that yall were able to work it out though. :) I know in my state the housing market just this year more than doubled, and a lot of people's rents did the same. It massively bites.
ReplyDeleteI live in a mini home, they call it a manufactor home here lol, we got it after the second time the old trailer flooded, and it was a repo. They are much better than they use to be, and feels like a home, and not a trailer. I know the electric with ac/heat is so much less, because they are build to be so much more insulated than before. I hate that your cousin is making it stressful for you, I wonder how they will feel when they have to pay all their own bills.
Can't wait to see how everything turns out!
love is zero
corrugated box
ReplyDeletehttps://turtleboxes.com/